Insurance Rates tied to credit score?

I just read the front page of our local newspaper regarding homeowners and auto insurance rates will be tied to ones credit score, making those with lower incomes, or problematic credit to pay even more for the home or auto insurances. The main question I have is...do you think that if ones credit improves, that the insurance companies have an adjustable rate that will decrease when ones credit score increases? I know this isn't the way it's going to happen, but what are your feelings on this plan?

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